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Auto loan refinancing?

ok so i had to refiance 7000 i paid a lump some of 4200 at first, and had to start making payments again jan.23rd. I paid my 271.04 and feb.23rd i paid 300. Well i went from a balance of 2735.76 to my march balance of 3089 and now i owe 351.99 a month he said im being charged a daily rate at 1.80? how does this make sense. jan and feb was my regular payments now im being charged 80.95 for interest payment and principal payment is .00, im so confused i allready called them and he just bs around with numbers,should i refinance? i owe about 3000 more but i can’t pay that off , and capital one you have to finance at the least 7500 ,


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