I purchased a new car that was totaled on me after only 2 weeks. My insurance completly paid my loan off. Before it showed up on my credit as being paid off it took my credit score way down. I went ahead and purchased a new car not knowing that was why my financing rate was so high. After a few months it showed up as being paid in full and my score is back to normal. What is the best places/banks to try for better rate refinancing as I deserve a better rate then what I am stuck with now. I called 2 banks that sent me a refinancing offer in the mail but was turned down on both??? What should I do….plz help
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